Private Client Insurance that Outclasses the Rest

When you’ve worked as hard as you have and built up your net worth to a substantial level, it’s time to act to protect those hard-won gains.

Basic home and property insurance is all very well but it will likely fall well short of comprehensively protecting your personal assets now.

MCR Insurance Brokers have spent decades developing a Private Client Program precisely for people like you.

Designed for homes in the Toronto GTA and North Ontario with a replacement cost above $750,000, this program delivers comprehensive, all-risks insurance against higher-value property damage or loss.

The program features ultra-high coverage limits that protect not only your home but also valuable contents such as jewelry, and investment-grade collections like wine, antiques and automobiles.

It can also be extended to include second homes, boats and other types of prestige property.

Key Features of the MCR Private Client Program

As you’d expect, this first-class Private Client Insurance program is wide-ranging and extremely flexible to meet the needs of discerning individuals.

It includes key features and optional elements such as:

  • Guaranteed rebuilding costs without caps or limitations — to match the quality of your home
  • Full replacement costs for your contents, without any type of depreciation deduction or other present-value calculation
  • High deductible options to reduce premiums
  • Additional living expenses to maintain your standard of living if you have to temporarily move out of your home because of an insured event
  • Worldwide coverage for your personal property. Whenever you’re away and wherever you are, the personal possessions that travel with you are fully insured against loss or damage
  • Protection against increased costs arising from newly mandated by-laws
  • Coverage for sewer backup and floods (not normally included in a standard home insurance policy)
  • Insurance for costs incurred as a result of specified equipment failure or damage
  • Ultimate umbrella liability coverage of up to $25 million. Umbrella insurance kicks in after limits of other home and property insurance are reached.

All of these protections can be rolled into a single insurance policy, saving you the time and needless complications of multiple policy coverage. In fact, as part of the program, we provide an easy-to-read, plain-English summary of coverage that will give you all the essential information you need to be sure you have the right protection in place.

Why You’re Better Off with MCR

MCR Insurance Brokers combine 50 years’ experience with leading-edge products to provide exceptional service and value to thousands of customers across Toronto GTA and North Ontario.

Our goal is to build long-term relationships focused on bringing value to your risk management and insurance protection.

We are customer-focused and service-driven, delivering the highest quality insurance programs and strategic planning consultation services tailored to meeting our clients’ personal goals.

Our business specialism is on the private client side of personal insurance risk coverages. Finding the right coverage to protect and preserve your assets is our main objective.

As a result of many years of experience, we have learned that the insurance requirements for expensive homes and autos calls for access to specialized insurance carriers.

Because we’re an independent insurance broker covering much of Northern Ontario and GTA Toronto, we’re not tied to just one insurer. We work with many highly reputable insurers so we can arrange the right insurance and negotiate the most competitive rates.

Add to that the legendary support and customer service that has made MCR Insurance Brokers one of the leading names in high net worth insurance coverage in the Toronto GTA and North Ontario.

In addition, our full concierge support service is available 24/7 — a comprehensive approach to customer service that’s difficult to find anywhere else.

Why You Should Act Now

There’s not a moment to lose when it comes to being properly insured against the risks that high net worth clients face.

Even if you already have home insurance and umbrella insurance, you should be speaking to us. We can review your policies to check you’re effectively and comprehensively protected.

Contact us now for a no-cost, confidential and no obligation discussion.

Our Knowledge. Your Peace of Mind

See what we can do for you today